Fixed Rate
Stability and ease all in one loan.
Fixed rates offer borrowers payment consistency and security. Principal and interest payments (P&I) remain constant.
*FOR EXAMPLE: If you were buying a home for $125,000 with a 20% down payment of $25,000, you would borrow $100,000. At a fixed rate of 8½%, assuming zero points, with an estimated $1,000 in pre-paid finance charges, the monthly P&I payment and overall interest cost on your loan would be:
| Term | Monthly Payment | Total Interest | APR |
| 10 years | $1,240 | $49,500 | 8.74% |
| 15 years | $985 | $78,700 | 8.67% |
| 20 years | $868 | $109,700 | 8.64% |
| 30 years | $769 | $178,300 | 8.61% |
*Interest rate utilized is for example purposes only.
To learn more about Fixed Rate Mortgages or current interest rates, click here to find one of our knowledgeable loan officers today.
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