Guaranty Bank

Roth IRA

Tax free growth for your retirement - a smart choice.

The Roth IRA has been a favorite choice in retirement planning since it's debut in 1998 for one reason…it's the only retirement product on the planet that offers tax-free withdrawals upon retirement!

  • Tax free growth: you use after tax dollars to fund your Roth IRA, but then all withdrawals are tax-free and available after five years.
  • No age limit for withdrawals or contributions: unlike traditional IRAs, you are not required to take distributions at age 70 ½.
  • Contributions:  made with after tax dollars. You can contribute up to $5,000 per year or 100% of your earned income, whichever is less. Those 50 years old or better can contribute an additional $1,000 per year as a catch-up feature.

Guaranty Bank offers IRA Certificates of Deposit ranging from six months to five years. Roth IRAs through Guaranty Bank are FDIC insured.

We also offer Traditional IRAs and Rollover IRAs.

Access Other Online Services

Have any questions?

Call Us
1-800-235-INFO (4636)

Find Us
Email Us

About Us | Careers | Online Security | Privacy Policy | Terms of Use | © Guaranty Bank  Member FDIC